Who are Cross River Bank's decision-makers?
Cross River is founder-led by Gilles Gade and buys like both a technology company and a regulated bank. Decision-making spans executive leadership, banking operations, risk, compliance, legal, security, finance, payments, lending, and technology.
- CEO
- Gilles Gade
- Key exec
- Banking/risk/compliance leaders
- Founded
- 2008
- Employees
- 1,000+ reported
- HQ
- Fort Lee, NJ
- Notable
- Regulated fintech bank
- Gilles GadeFounder, Chairman & CEOFounder, since 2008Built Cross River as a regulated fintech infrastructure bank and remains the central strategic leader.
- Phil GoldfederSVP, Global Public AffairsExecutive leadershipPublic policy and regulatory affairs leader for Cross River's bank and fintech posture.
- Adam GollerBoard observer / a16z investor roleInvestor relationshipRepresents a16z's fintech investment context around Cross River.
- Cross River executive teamBanking, compliance and technology leadersOngoingBank-grade buying decisions involve risk, compliance, finance, legal, technology, and operations leaders.
Who leads Cross River Bank?
Founder Gilles Gade is chairman and CEO. Cross River's leadership context includes bank operators, fintech product leaders, compliance teams, public affairs, risk, legal, and technology executives.
Who actually makes buying decisions at Cross River Bank?
For technology vendors, expect buying committees that include IT/security, risk, compliance, legal, procurement, finance, and business-line owners. For embedded-finance partnerships, banking, product, compliance, capital markets, and executive sponsorship all matter.
How is Cross River Bank organized as it scales?
Cross River scales through regulated product lines rather than pure SaaS departments. That means every new vendor or partner may touch policies, audits, regulatory expectations, customer commitments, and bank risk appetite.
As of June 2026.Sources:Cross River newsrooma16z - Investing in Cross River
Cross River Bank — frequently asked questions
