Who are Affirm's decision-makers?
Affirm buying decisions flow through public-company executives across product, risk, finance, compliance, engineering, merchant growth, and operations.
- CEO
- Max Levchin
- CTO/key exec
- Libor Michalek / Michael Linford
- Founded
- 2012
- Employees
- 2,000+ reported; remote-first
- HQ
- San Francisco, CA
- Notable
- Public BNPL network
- Max LevchinFounder & CEOFounder, since 2012PayPal co-founder leading Affirm as a public consumer-finance network.
- Michael LinfordChief Operating OfficerExecutive teamOversees operating execution and capital-market partner strategy.
- Rob O'HareChief Financial OfficerExecutive teamLeads public-company finance, investor relations, and forecasting.
- Libor MichalekTechnology leader / former PresidentLongtime executiveLong-running engineering executive associated with Affirm platform scale.
Who leads Affirm?
Max Levchin anchors strategy as founder and CEO. The executive bench includes leaders over operations, finance, product, technology, legal, and risk, reflecting the complexity of running a regulated public credit network.
Who actually makes buying decisions at Affirm?
Finance, risk, compliance, security, and procurement teams have meaningful authority because Affirm handles consumer credit and public-company reporting. Product and merchant teams influence growth tooling, while engineering and data teams own platform and model infrastructure decisions.
How is Affirm organized as it scales?
Affirm is organized as a remote-first public company with centralized executive governance and distributed product, engineering, merchant, risk, and operations teams. Vendors should expect vendor-risk review, security diligence, and business-case scrutiny.
As of June 2026.Sources:Affirm managementAffirm
Affirm — frequently asked questions
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