Who are ARQ's decision-makers?
ARQ's leadership profile centers on Fernando Terres. Buying decisions will involve different functional leaders depending on whether the vendor touches product, infrastructure, revenue, finance, regulated data, or customer operations.
- CEO
- Fernando Terres
- CTO/key exec
- Zach Garman
- Founded
- 2021
- Employees
- 100+ reported
- HQ
- Mexico City, Mexico
- Notable
- Consumer fintech
- Fernando TerresCo-founder and CEOFounder since 2021Leads strategy and expansion from DolarApp to ARQ.
- Zach GarmanCo-founder and CPOFounder since 2021Product leader for consumer financial platform expansion.
- Alvaro Correa GallardoCo-founder and COOFounder since 2021Operations leader for regional growth and regulated workflows.
Who leads ARQ?
The public leadership block lists the founders and key operating leaders available from reviewed sources. Founder-led companies often keep strategy and product narrative close to the CEO while product, engineering, finance, and GTM leaders own execution.
Who actually makes buying decisions at ARQ?
Strategic purchases usually need a buying committee. The business owner frames the need, technical teams validate integration, security reviews risk, finance and procurement review commercial terms, and legal handles data and compliance exposure.
How is ARQ organized as it scales?
ARQ's scale signal is more than 2M users and over $10B in annualized transaction volume reported in public coverage. That implies more specialization across product, engineering, operations, finance, legal, security, and GTM than an early seed company, though private org charts remain incomplete.
As of June 2026.Sources:ARQ rebrand announcementGunderson ARQ financing
ARQ — frequently asked questions
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