What is Moody's?
Credit ratings, risk analytics, and financial intelligence company serving issuers, investors.
- Category
- Credit ratings, risk analytics, and financial intelligence
- Headquarters
- New York, NY
- Founded
- 1909
- Employees
- 16,000+
- Total funding
- Public company; no VC funding
- Status
- NYSE: MCO; public company
What is Moody's?
Moody's is a public credit ratings, risk analytics, and financial intelligence company. Its current public-company scale signal is record 2025 revenue of $7.7B with Moody's Analytics ARR of $3.6B.
Moody's is a public credit ratings, risk analytics, and financial intelligence company headquartered in New York, NY. Its current scale signal is record 2025 revenue of $7.7B with Moody's Analytics ARR of $3.6B, and its customer base includes issuers, investors, banks, insurers, corporates, governments, and risk-management teams globally. The company operates through regulated, enterprise, or asset-intensive channels where trust, distribution, capital discipline, and operational reliability matter as much as product packaging.
The operating model is built around ratings fees, subscription analytics, research, credit data, risk models, KYC/compliance data, lending solutions, and enterprise workflow products. For sellers, that means the relevant buying centers are usually finance, risk, operations, technology, data, procurement, and the business unit that owns customer or asset performance. As of June 2026, the page should be read as a public-company snapshot rather than a startup profile: SEC filings, investor relations materials, official leadership pages, and public career/technology signals are the highest-confidence sources.
What does Moody's offer?
Moody's offers Moody's Ratings, Moody's Analytics, Orbis / company data, CreditView, KYC and compliance, and related services for its core customer base.
- Moody's Ratings· Core offering
- Moody's Analytics· Core offering
- Orbis / company data· Core offering
- CreditView· Adjacent offering
- KYC and compliance· Adjacent offering
- Insurance analytics· Adjacent offering
- Banking solutions· Platform/service
- Research and data feeds· Platform/service
How does Moody's make money?
Moody's monetizes through ratings fees, subscription analytics, research, credit data, risk models, KYC/compliance data, lending solutions, and enterprise workflow products.
Moody's makes money through ratings fees, subscription analytics, research, credit data, risk models, KYC/compliance data, lending solutions, and enterprise workflow products. ratings are issuer/transaction-fee based; analytics and data products are subscription, seat, enterprise, and data-feed priced. Because Moody's is public, the highest-quality unit-economic signals are revenue mix, margins, capital intensity, client assets or property metrics, retention, claims/loss ratios, transaction activity, or recurring subscription mix depending on the segment.
Growth is driven by distribution reach, pricing discipline, product breadth, technology investment, regulatory execution, and the durability of customer relationships. Vendor pitches should connect directly to measurable outcomes: lower operating cost, better risk selection, faster claims or workflow throughput, higher client retention, stronger data products, higher asset utilization, or more resilient infrastructure.
Who leads Moody's?
Moody's is led by Rob Fauber, with finance, operations, technology, and business-unit executives shaping major buying decisions.
- Rob FauberPresident & Chief Executive OfficerCEO since 2021Leads Moody's ratings, analytics, AI, and decision-intelligence strategy.
- Noémie HeulandChief Financial OfficerCFO since 2024Leads finance, investor relations, and margin expansion.
- Michael WestPresident, Moody's RatingsSenior executiveLeads the credit-ratings franchise and analytical operations.
- Stephen TulenkoPresident, Moody's AnalyticsSenior executiveLeads recurring analytics, data, risk, and workflow products.
How do you contact Moody's's leadership?
Moody's publishes company-level investor or media contact routes, but it does not publish personal executive emails as the default way to reach leadership. Use the public company contact listed here and treat any personal-address pattern as unverified unless the company publishes it.
ir@moodys.com is public; personal executive format not verifiedHow much funding has Moody's raised?
Moody's is a public company, not a venture-backed startup; its relevant capital profile is NYSE: MCO public-market status.
Moody's is a public financial-intelligence company. Its capital profile is public equity, recurring software/data revenue, ratings-cycle exposure, acquisitions, dividends, buybacks, and debt. There is no meaningful venture-funding round history to enumerate; the major capital events are public-market listing history, acquisitions, strategic portfolio moves, debt issuance, dividends, and buybacks.
For sales planning, this is usually a positive capacity signal but not a blank-check signal. Moody's can fund enterprise systems and strategic programs, yet procurement will expect public-company controls, security diligence, compliance review, integration clarity, and a business case tied to the metrics investors already watch.
How did Moody's get here?
Moody's's history is defined by founding scale, public-market milestones, strategic acquisitions or expansions, and current 2025/2026 operating results.
- 1909Moody's manualsJohn Moody publishes early railroad and bond analysis that becomes a ratings business.
- 2000Public companyMoody's is spun from Dun & Bradstreet and lists publicly.
- 2007-2010Crisis and reformThe ratings industry faces regulatory reform after the global financial crisis.
- 2017Bureau van Dijk acquisitionMoody's expands private-company data with Bureau van Dijk.
- 2021Rob Fauber CEORob Fauber becomes chief executive.
- 2025Record revenueMoody's reports $7.7B revenue and record adjusted operating margin.
Who are Moody's's competitors?
Moody's competes with peers that sell to similar customers, own adjacent assets, or provide substitute data, insurance, financial, exchange, real-estate, or infrastructure workflows.
- S&P GlobalRatings, indices, market intelligence, commodity, and financial-data competitor.
- Fitch RatingsCredit ratings competitor with global issuer and structured-finance coverage.
- MSCIAnalytics, index, ESG, and private-assets data competitor.
- FactSetInvestment workflow and financial data platform competing for analyst desktops.
- MorningstarResearch, ratings, data, and asset-management analytics competitor.
Moody's — frequently asked questions
