What is BILL Holdings?
Accounts payable and B2B payments company with $1.46B FY2025 revenue.
- Category
- Accounts payable and B2B payments
- Headquarters
- San Jose, CA
- Founded
- 2006
- Employees
- ~2,200
- Revenue
- $1.46B FY2025
- Status
- Public company (NYSE: BILL)
What is BILL Holdings?
BILL Holdings is a accounts payable and b2b payments company headquartered in San Jose, CA. As of June 2026, it reports $1.46B FY2025, has ~2,200 employees, and is listed as Public company (NYSE: BILL).
BILL Holdings is a accounts payable and b2b payments company headquartered in San Jose, CA. As of June 2026, it reports $1.46B FY2025, has ~2,200 employees, and is listed as Public company (NYSE: BILL). The company sells into consumers, advertisers, merchants, banks, venues, or enterprise buyers depending on its vertical, and its public filings make revenue mix and operating scale visible. Its directory profile is written as a seller-facing snapshot, so the most useful facts are the buyer groups, budget owners, revenue model, and market peers.
The current scale signal is $1.46B FY2025 and ~2,200 employees. BILL Holdings's product surface includes Bill AP, Bill AR, Spend and Expense, Divvy corporate cards, and that breadth means vendors should map outreach to the exact business line rather than treating the company as one generic account. Public-company status also means procurement, security, privacy, and finance reviews are more formal than at an early-stage startup.
What does BILL Holdings offer?
BILL Holdings's main offerings are Bill AP, Bill AR, Spend and Expense, Divvy corporate cards and related services.
- Bill AP· Core
- Bill AR· Core
- Spend and Expense· Adjacent
- Divvy corporate cards· Adjacent
- Invoice2go· Adjacent
- International payments· Adjacent
How does BILL Holdings make money?
BILL earns subscription fees, transaction fees, interchange and card revenue, payment float, cross-border fees, and network monetization from SMB finance workflows.
BILL earns subscription fees, transaction fees, interchange and card revenue, payment float, cross-border fees, and network monetization from SMB finance workflows. The commercial model is mature enough to support public-company reporting, so revenue is tied to contracted customers, transactions, advertising demand, subscription usage, or distribution fees rather than one-time pilots. Growth usually depends on expanding customer count, increasing usage or volume, attaching more modules, and improving renewal or distribution economics.
Published SMB plans use monthly subscription tiers plus transaction and payment fees; larger accounting-firm and financial-institution channels negotiate program terms. Where public prices exist, they are useful entry points for SMB or consumer products; for enterprise, media, payment, or banking deals, terms are negotiated by volume, market, implementation scope, service levels, and risk. For sellers, that means budget discovery should start with the revenue line your product improves: advertising yield, transaction margin, software attach, fraud loss, uptime, or customer acquisition.
Who leads BILL Holdings?
BILL Holdings is led by Rene Lacerte, Founder and CEO.
- Rene LacerteFounder and CEOFounder since 2006Leads company strategy and SMB finance vision.
- John RettigChief Strategy and Transformation OfficerExecutive since 2014Leads transformation, operations, and long-term strategy.
- Eric ChanChief Technology OfficerCTO since 2026Owns technology architecture and AI-enabled product execution.
How do you contact BILL Holdings's leadership?
BILL Holdings publishes role-based investor or media contacts; personal executive emails are not treated as verified unless published by the company.
ir@hq.bill.comHow much funding has BILL Holdings raised?
BILL Holdings is tracked here as a public-market company: Public company (NYSE: BILL), with $1.46B FY2025 reported in its latest annual filing.
BILL Holdings's capital history is best understood through public-market events rather than private venture rounds. For this page, the relevant funding signal is Public company (NYSE: BILL), the latest annual revenue base of $1.46B FY2025, and the company's ability to fund operations through public equity, debt markets, cash flow, or strategic transactions disclosed in SEC filings.
The major capital milestones are listed in the timeline and funding facet instead of invented venture rounds. For sales teams, the practical read is that BILL Holdings has public-company purchasing processes: larger budgets are available, but buying decisions generally require procurement, security, finance, and legal alignment. The strongest trigger is not a raise; it is an annual report, acquisition, restructuring, product launch, or leadership change that creates a new operating priority.
How did BILL Holdings get here?
BILL Holdings's path includes founding, public-market milestones, strategic acquisitions or separations, and its latest annual revenue scale.
- 2006Founded by Rene LacerteBILL starts as SMB bill-payment automation.
- 2019IPOThe company lists on the NYSE.
- 2021Divvy acquiredBILL adds corporate cards and expense management.
- 2021Invoice2go acquiredAccounts receivable and freelancer tools expand.
- 2026Leadership updatesBILL adds transformation and CTO roles for the next phase.
- 2025$1.46B revenueSubscriptions, transactions, and card economics drive revenue.
Who are BILL Holdings's competitors?
BILL Holdings competes with public and private companies across accounts payable and b2b payments and adjacent software, media, or payments markets.
- RampSpend management, corporate cards, bill pay, procurement, and finance automation.
- TipaltiAccounts payable, mass payments, procurement, and supplier management.
- CoupaEnterprise spend management, procurement, invoicing, and supplier collaboration.
- AvidXchangeMiddle-market accounts payable automation and payments.
- MelioSmall-business bill payment and B2B payments workflow.
BILL Holdings — frequently asked questions
